The Instrument Place

Purchase, Rent, or Lease-to-Own? Your Choice.

We've provided top quality instruments and friendly service for thousands of students and professionals with flexible payment programs to meet each musician's needs. Learn more about our best-in-class payment options below.

We offer three affordable payment options:

Purchase

Buy a NEW instrument at up to 50% off retail prices.

We'll ship it to you or your school for free, along with a free Yamaha music stand.

Lease-to-own

Lease a NEW instrument for 12 low monthly payments.

Start playing today without the upfront cost.

Rent

Rent a pre-played instrument for one low, fixed cost.

High quality with low financial commitment, perfect for beginning musicians!

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Need help deciding? See commonly asked questions below or contact us at (800) 789-2707 for help from our experts.

Purchases

Leases

Rentals

What are the full details of this plan?

Save up to 50% off retail prices!

  • FREE delivery to your school at the first class.
  • FREE music stand

NO APPLICATION or DEPOSIT REQUIRED!

  • Own after 12 MONTHLY PAYMENTS plus a small, one-time fee.
  • No price inflation or interest charged.
  • Payments automatically deducted each month.
  • Optional Damage Protection available.
  • FREE Delivery to local schools in time for the first class.

Our unique SCHOOL TERM RATE covers the entire duration of your school's yearly music program!

  • FREE pickup at the end of the season after your school recital.
  • No deposit required.
  • Rental instruments are not brand specific.

Do I start with a new instrument?

Yes

Yes

Our rental instruments are 'Pre-Played' but guaranteed to sound great and to be easy to play.

What is your cancellation policy?

Cancel within 10 days by returning the instrument to us in new condition.

Cancel your Lease-to-Own agreement at any time with no further obligation to complete the payments by returning the instrument to us in new condition.

If you change your mind you can trade in your instrument for a different instrument or return it altogether. Any refund would be based on when you return the instrument.

Purchases

Leases

Rentals

Do you offer damage protection with this payment plan?

Damage protection is not available once an instrument is purchased. However, most instruments are warrantied against defects by their manufacturer.

You will need to coordinate any warranty claims or repairs yourself.

Yes, we offer optional, monthly damage protection for an added, low monthly fee.

Yes, we offer optional damage protection with your rental that covers the instrument for the entire rental period.

Do you offer any type of additional damage protection after I own the instrument?

No, but musical instruments can be added to most homeowner's insurance or renter's insurance plans.

No, once your last payment is completed, the damage protection ends on your instrument.

Musical instruments can be added to most homeowner's insurance or renter's insurance plans.

N/A

Can I exchange my instrument for another size or for a different instrument?

Yes, we accept trade-ins for store credit towards diferent sizes or different instrument purchases.

Yes, we allow for you to trade in your instrument on this plan for a larger size or even a different instrument. We re-apply what you have already paid and recalculate your monthly payment amount if it is for a differently priced instrument.

We allow this to occur one time during your 12 month lease period.

Yes, you can exchange your instrument for a different size or even a different instrument during your rental period.

If the second instrument is more expensive then there will be an additional rental fee due.

Do my payments apply toward ownership on this plan?

Yes, if you purchase your instrument then you will own it instantly after payment is made successfully.

Yes, after you have completed 12 payments successfully then you will own the instrument you are Leasing-to-Own.

Yes, we allow you to apply 100% of your rental fee toward the purchase of the instrument you are renting.

Buy-out prices vary depending on the type and age of the instrument.

Purchases

Leases

Rentals

What if my instrument is damaged?

You can return the damaged instrument to us for repair for a fee or  take it to another shop for repair.

If you have damage protection then we will repair the instrument free of charge (assuming the type of damage is covered under the protection plan).

If you do not have damage protection, then we would repair the instrument and you would be responsible for paying for the repair.


If you have damage protection then we will repair the instrument free of charge (assuming the type of damage is covered under the protection plan).

If you do not have damage protection, then we would repair the instrument and you would be responsible for paying for the repair.

Will you supply a free loaner instrument while my instrument is getting repaired by you?

Yes, for local customers only.

Yes, for local customers only.

Yes, for local customers only.

Does damage protection cover broken strings on my stringed instrument?

No, strings are not covered under our damage protection plan.

No, strings are not covered under our damage protection plan.

No, strings are not covered under our damage protection plan.

I am a member of Children's Music Workshop. Will my instrument be delivered to my school free of charge?

Yes, if you placed your order prior to your first music class, we will deliver your instrument to your school at the first class FREE OF CHARGE.

Yes, if you placed your order prior to your first music class, we will deliver your instrument to your school at the first class FREE OF CHARGE.

Yes, if you placed your order prior to your first music class, we will deliver your instrument to your school at the first class FREE OF CHARGE.

Purchases

Leases

Rentals

Do you charge any interest with this plan?

No

No

No

Will I have to pay sales tax?

Sales tax laws vary by state and, if applicable, will be applied at checkout.

No

No

Is an application required for approval with this plan?

No

No

No

Will a credit check be required with this plan?

No

No

No

Are there any additional fees charged with this plan?

No

Yes, we charge a reasonable onetime origination fee upfront with your initial payment.

The amount of the origination fee varies depending on the instrument.

No

Purchases

Leases

Rentals

Are there any additional requirements to get approval for this plan?

No

No, but we may ask for proof of identity.

No

Do you inflate the purchase price or extend the number of payments on this plan?

No

No. We divide our regular low purchase price by 12 with no interest added or price inflation.

No

Do you charge late fees?

N/A

Yes, if we are unable to obtain payment any given month then an additional $15 late fee is applied.

No. Rental fees are paid up front.

Does my instrument come with a warranty?

Yes

Ye

We retain ownership of rental instruments. If there is a problem with your instrument then we will either repair it or replace it immediately.

Order your instrument today!

Questions? Talk to our experts at 800.789.2707!